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(NY & CA)?...about those states but my suggestion would be to look at getting a PPO plan that has networks in both states. Also, if you get a PPO plan then...does paid personal time still accrue if out for paid pergnancy disabilty leave in california?...employer must provide the same health plan benefits and other benefits...this is what i read from California FMLA & CFRA Leave rightsShould Insurance Companies Be Outsourcing Your Health Care?Americans have been told for the last 20 years not to worry about manufacturing jobs leaving the US, they were being replaced by high tech...Any suggestion base on your experences with Health and dental insurances?http://www.ehealthinsurance.com... has a pretty good selection of plans to choose from and you can apply online. 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